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Unless, of course, you put in insane amounts of regulation. And that leads to regulatory capture, where the regulators are under control of the monopoly, instead of the other way around!“Think of it like the Defense Department. Do you think they control Lockheed and Boeing? Or is it the other way around? Or banks and regulators. Look at the S&L mess that’s going on right now and the fact that the FSLIC became insolvent. That was a highly regulated industry where the banks basically co-opted the regulators. On the plus side, we’re getting some business from that.”Jessica laughed, “Ever the capitalist! What kind of business?”“A totally corrupt Savings and Loan in Michigan, Regency, run by the Quinlan family, was taken over by the FSLIC. When FSLIC failed and was subsumed into the FDIC, they inherited the problem. Regency used a PRIME 750 to do their processing using PRIME Information, which is a database and programming language. The programmer at Regency told the FDIC that she wanted. "Morning," he said, "I'm glad to see you are working hard. How was last night?"Jacqui had learned from the files that Hugo always checked on the takings and that meticulous records were kept down to the last credit, so she had the answer ready for him."It was terrible. Only three customers all evening and they only spent twenty-seven credits between them. I only hope it picks up soon." Well," Hugo responded, "Look on the bright side, most of the girls got a day off and you can afford it. You were making a mint next door and that needn't change much. One for insolence." What do... ?" Jacqui's voice trailed off as she realised, "I'm sorry, Master, one loses the habit." Well, you'll remember next time," said Hugo, "Nude on the desk will do. I won't do it outside with the others watching ... this time."Jacqui slipped her overalls off and lay as instructed. Hugo picked up the thin cane which had caused Jacqui so much pain and took his place beside the desk, stroking her arse gently as she.
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